Got hosed by my insurance company when I went to the ER when I threw out my back late last year. My primary or a specialist couldn't see me and I was in a lot of pain. Was told to go to the ER if I was in a lot of pain so I did.
Got a bill for $2K from the hospital saying my insurance was denied. Insurance letter came a day later said my ER visit wasn't covered cause I had other options (which I didn't) to see other doctors. I appealed... same denial even with my PT notes showing I was 30% disabled at that time.
So I was forced to make some decisions. So I sold my Mossberg MVP and my Shuffs Mini G locally and made up the money for the bill.
Shit happens and I'm not too distraught about it. Still sucks though.
This week got hit with another bill. My daughter (ended up with viral pneumonia) and wife got really ill with the flu. With doctor visits (multiple) and meds it all racked up to a little under $400.
So basically my builds are on hold until probably the end of the year. Sucks was hoping to have the AR-9 up and running by July. But it could be worse. Family is back to being healthy.
The ACA really screwed me over by crashing my decent insurance to that of a POS low level coverage at work. So high deductibles for visits and prescriptions. I had money set aside in a Section 125 plan but my wife ate that up with doctor visits for her newly diagnosed ulcer late 2017.
Fun times.
Anyway... party on Garth!
Got a bill for $2K from the hospital saying my insurance was denied. Insurance letter came a day later said my ER visit wasn't covered cause I had other options (which I didn't) to see other doctors. I appealed... same denial even with my PT notes showing I was 30% disabled at that time.
So I was forced to make some decisions. So I sold my Mossberg MVP and my Shuffs Mini G locally and made up the money for the bill.
Shit happens and I'm not too distraught about it. Still sucks though.
This week got hit with another bill. My daughter (ended up with viral pneumonia) and wife got really ill with the flu. With doctor visits (multiple) and meds it all racked up to a little under $400.
So basically my builds are on hold until probably the end of the year. Sucks was hoping to have the AR-9 up and running by July. But it could be worse. Family is back to being healthy.
The ACA really screwed me over by crashing my decent insurance to that of a POS low level coverage at work. So high deductibles for visits and prescriptions. I had money set aside in a Section 125 plan but my wife ate that up with doctor visits for her newly diagnosed ulcer late 2017.
Fun times.
Anyway... party on Garth!